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Lowdown On Credit Cards For College Students

Are you a student pursuing a certain course in college? How do you pay for your college expenses? Surely you might be buying gifts for your loved ones or gifting your friends on their birthdays or other occasions. Also one needs to buy other commodities like T-shirts, books, and shoes from stores. Student credit cards can prove to be a boon for high school as well as college going students. There are many good reasons to have a credit card for college students simply for the benefits that they o........ Read More

Holiday Shopping And Credit Cards

Minimize Credit Card Spending During the Holidays The holiday shopping season is a much-anticipated time of year for both the retail industry and consumers. For the retail industry, the largest percentage of their sales are earned during the holidays by consumers who have failed to plan and are easily lured to make impulse purchases for shiny new gadgets. Consumers on the other hand make a dash for the mall, credit card in hand, in search of a thrill from the fancy decorations and Christmas m........ Read More

Credit Cards And Credit Scores

Did you know that your credit cards and your credit scores are often tied together? It is true, and there are several ways that this happens. The manner in which you pay—or do not pay—the monthly payments for your credit cards will certainly have a bearing on your credit score. If you pay on time, you will earn a better score as time goes by. On the other hand, if you are late on your payments, your score will go down. Two interesting facets of this, however, are time and—for lack of a ........ Read More

Credit Cards You Need To Stay Away From

Credit cards are such a convenience these days, and just about everybody knows it. This means that people want them and often want them in a real hurry. Credit card companies know this, too, and often present credit card "deals" that really are not deals at all. Certainly you have probably received applications in the mail and seen various offers for credit cards on the Internet. Here are some things that you need to watch out for in some of these offers. The Length Of The Introductory Offer ........ Read More

Small Business Credit Cards - Top Reasons To Apply Today

Let's face it, being a small business owner can be really difficult at times. Not only do you have to stay on top of the business side of things, you also have to actually provide a service to the customers. At times, it can be challenging - even overwhelming. One tool that can really assist a small business owner is a small business creditcard. Now, you may not immediately think of a credit card as a tool that can help you run your business, but I'm going to explain how it can be. If you hav........ Read More

The Real Truth Behind 0% Apr Credit Cards

Take a quick look through your wallet. How many credit cards do you have? Are you one of those credit card fanatics? Are you like one of those individuals who get hold of as many credit cards as possible? Firstly you better make sure you understand that this may get you into a serious financial bind. Sure, credit cards are a great way to deal with unforeseen expenses, and at times can save your butt. On the other hand, these tricky little plastic cards can also trick you into spending carelessly........ Read More

Virtual Credit Cards: A Guide

If you are someone who enjoys shopping online but are concerned about the safety of your credit card details, then you should consider getting a virtual credit card. This new type of card is designed specifically for making purchases online, and aims to keep your credit card details safe. If you want to know more about virtual credit cards, then here are some tips about their relative benefits and drawbacks. What are virtual credit cards? Virtual credit cards are similar to real credit car........ Read More

Prepaid Credit Cards

If you have a history of bad credit and are unable to obtain a mainstream credit card, then prepaid credit cards may be just the answer you are looking for. First of all, although prepaid credit cards are accepted at any retail outlet where the credit card logo is displayed, strictly speaking they are not a ‘credit’ card, as the issuer provides no credit facility to you. Rather, your spending limit is determined by how much money you have on the credit card at any given time. Once the a........ Read More

Fixed Rate Vs. Variable Rate Credit Cards

Although it is mostly industry practice to charge a variable rate of interest on outstanding credit balances at a certain percentage rate above Prime Lending Rate, it is possible, these days, to obtain a fixed rate credit card. So, when would you want to apply for a fixed rate credit card over a variable rate credit card? The answer to this may not actually sound as simply as you may think. Two factor need to be borne in mind: first, what is the Prime Lending Rate at the moment; and second, wha........ Read More

Understanding College Credit Cards

Today credit cards are everywhere you look and even college students are great candidates for owning their own college credit cards. Many students are now living on their own or in dorms and need to learn to maintain their own expenses making college credit cards a necessity for many students. College credit cards are basically just like regular credit cards. However, since college students do not have any type of credit history, they are usually unable to apply for and receive a regular credit........ Read More

Silver, Gold And Platinum Credit Cards

Aside from all being precious metals; silver, gold and platinum also signify the difference between the various strata of credit cards available to cardholders. So, what’s the difference between you having silver, gold and platinum credit cards? Besides the kudos of having a metallic covered card in a stratum higher than the one below it, with silver being considered the lowest, gold next and platinum at the peak, these days there really is little difference between each of these cards. Two n........ Read More

How To Lower Your Gas Bill Using Credit Cards

It is no secret that the cost of gas has continued to increase and it appears that this trend won't end anytime soon. This has left many people looking for ways to reduce the amount they spend on gas every month. Many people may be surprised to learn that one method for reducing the cost of gas is by using credit cards. But you don't want to use just any credit card. You want to use a gas rebate credit card. A gas rebate credit card is similar to other cash back rewards programs. When you use y........ Read More

About Sports Affinity Credit Cards

Affinity cards are a special kind of credit card which are linked into the cardholder's lifestyle in some way, offering benefits of a more personalized nature than the typically available 0% balance transfer offers and the like. Examples of affinity programs are charity credit cards, where a donation is made to a particular charitable organisation whenever the card is used, or a travel rewards card which lets you build up points which you can redeem against a hotel chain or airline which you use........ Read More

Credit Cards Knowing This Can Save You When Choosing One

When it comes to credit cards there are so many choices out there it can be really confusing when trying to determine which credit card is the best choice. We are all different with different likes and different habits and credit card companies know this, and have created card fee structures that differ according to peoples habits and circumstances. While a specific card might be perfect for one person, it might not be as desirable for another, and might even hurt that person financially because........ Read More

Chase Dreams With Chase Credit Cards Online

The Internet is the greatest discovery since indoor plumbing. It has made next-door neighbors of Asia and Africa. It brings to your screen not just a deluge of words but also an outpouring of worlds. The Mail Must Go Through Before the dawn of the PC and Web, applying for a credit card was a pain in the neck. First, you have to search high and low for a pen. Then, while filling out the application form, you put yourself at the mercy of your pen. Will your pen work? It might; it might not......... Read More


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